Leonard Fournette‘s not the only one protecting himself from catastrophic injury as he heads into what’s expected to be his final season of college football.
In an interview with Bleacher Report, Deshaun Watson confirmed that, to the surprise of no one, he has a pair of multi-million-dollar insurance policies that will protect him against either a “debilitating, career-ending injury’ or a loss of draft value due to medical/health concerns. In confirming the insurance news, Watson used it as an opportunity to take a shot at what he described as the “lazy” dual-threat/running quarterback “code word” attached to him by some, which he takes as insinuating he’s not a high-level thrower of the football as well as being dangerous in the running game.
I got an insurance policy this offseason. It pays $10 million for a debilitating, career-ending injury and $5 million for loss of value in the draft. (Note: After this interview, Watson and Clemson settled on a policy that pays $5 million for injury and $5 million for loss of draft value, rather than 10/5.) Those insurance companies are smart; they do their homework, right? They’re not giving that policy to someone who doesn’t project to throw the football in the NFL.
For comparison’s sake, the LSU running back, the Heisman front-runner according to many heading into the 2016 season, has policies that would reportedly “cover him for $10 million in total disability in the event of a career-ending injury and $10 million for circumstances that would lead to him falling from his projected NFL draft spot.”
Watson, a Heisman finalist in 2015, is expected to be one of the Top Five players elected in the 2017 NFL draft. Fournette’s draft value is viewed being in the same neighborhood.
Clemson, like LSU, has picked up the tab for the insurance policies, which is permitted under NCAA bylaws. The typical policy will run between $6,000 to $10,000 per $1 million of coverage.